10 St Francis Dr S, Miramar Beach, FL 32550

$1,299,900
  • 10 St Francis Dr S, Miramar Beach, FL 32550 Main Photo

75 Total Photos [Click to View All]

Pending
BEDS5 BATHS3 full 1 partial SQUARE FEET2,943 MLS#986866
STATUSPending PROPERTY TYPEResidential - Single Family SUBDIVISIONEMERALD WATERS VILLAGE

Property Description

Located less than a quarter mile from the sugar-white sands of the Emerald Coast and just minutes from the bay, 10 St Francis Drive South captures the essence of coastal luxury living. Gated community of Emerald Waters Village with an easy and quick walk to the beach.This 5-bedroom, 3.5-bath residence offers 2,943 square feet of beautifully updated interiors designed for both relaxation and return.Exceptional Investment Opportunity. Ideal for Short-Term Rentals, Long-Term Leases, or Your Own Coastal Retreat. GRI 2023/$115,696, 2024/$91,211 and 2025 $69,112. Sunlight pours through expansive windows, illuminating an open-concept layout that connects the living, dining, and kitchen areas in effortless flow. The chef's kitchen features sleek surfaces, custom cabinetry, and a generous island that invites conversation and entertaining. The adjoining dining area comfortably seats ten, a perfect setting for gatherings after a day on the water.Step outside to your private pool, a rare luxury this close to the beach. Perfect for an afternoon dip, evening cocktails, or unwinding after a walk from the Gulf, this outdoor retreat offers the comfort of a resort setting without ever leaving home. Multiple porches and upper decks provide additional spaces to relax and enjoy glimpses of the Emerald Coast.From the upper deck, enjoy glimpses of the Gulf's emerald waters and the coastal breeze that defines life in Destin. Whether it's a morning stroll to the private deeded beach access, an afternoon of bay fishing, or sunset cocktails poolside, this address places every coastal indulgence within reach.Flexible use options make this home as smart as it is stunning, ideal for a primary residence, vacation retreat, or income-producing investment. Short-term and long-term rentals are permitted, offering excellent earning potential in one of Destin's most desirable beach communities. Experience refined coastal living, where every day feels like a getaway and every detail speaks of comfort, style, and value.Tucked along Scenic Highway 98, Emerald Waters Village is one of Destin's most sought-after private beach communities, a gated enclave where everyday life feels like a vacation. Residents enjoy private deeded beach access, just a short stroll from the shoreline where the Gulf's emerald-green waters meet sugar-white sand. Within the community, quiet streets are lined with elegant coastal homes and two sparkling neighborhood pools, creating a tranquil setting for both full-time living and luxurious retreats.What truly sets Emerald Waters Village apart is its location, perfectly positioned between the Gulf and the bay, with effortless access to the area's premier dining, shopping, and boating. Spend your mornings walking to the beach, your afternoons exploring nearby golf courses or the bay, and your evenings savoring fresh seafood at one of Destin's local favorites. Living here means embracing the very best of Florida's Emerald Coast lifestyle of sun, serenity, and sophistication every single day.

10 St Francis Dr S | MLS# 986866

This single family home located at 10 St Francis Dr S, Miramar Beach, FL 32550 is currently listed for sale with an asking price of $1,299,900. This property was built in 2003 and has 5 bedrooms and 3 full and 1 partial baths with 2943 sq. ft. St Francis Dr S is located in the EMERALD WATERS VILLAGE subdivision. Search EMERALD WATERS VILLAGE real estate on www.realtymarkllc.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Fenced: Yes
Garage: 1 car attached
Heating: Central
Home Style: Beach House
Lot Size: 0.07 Acres
Stories: 2.0
Taxes: $12,028
Year Built: 2003

Feature Descriptions

Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Washer, Water Heater - Elect
Association Fee Includes: Ground Keeping, Management, Recreational Faclty
Community Features: Short Term Rental - Allowed, Deed Access, Gated Community, Pool
Days on Site: 151
Exterior: Balcony, BBQ Pit/Grill, Fenced Back Yard
Exterior: Concrete, Stucco
Financing Terms: Conventional, FHA, VA, Other
Fireplace: Fireplace
Fireplace Y/N: Yes
Flooring: Floor Tile, Floor Vinyl
Foundation: Slab
HOA: Yes
HOA Fee: 590/Quarterly
Interior: Breakfast Bar, Ceiling Raised, Kitchen Island, Lighting Recessed, Washer/Dryer Hookup
Lot: Corner, Covenants, Within 1/2 Mile to Water
Lot Dimensions: 49x65x50x77
Parcel Number: 29-2S-21-42970-000-0620
Patio/Porch: Deck Open, Patio Covered, Porch
Pool Features: Pool - In-Ground, Pool Type
Property Condition: Construction Complete
Road Frontage: Private Road
Road Surface: Paved
Rooms Total: 9
Sewer: Public Sewer
Special View Info: Gulf
Sub Type: Detached Single Family
Utilities: Electric, Public Water, TV Cable
Window: Window Treatment All

Room Sizes

Dining Room: 23 X 17 Level - First
Living Room: 21 X 18 Level - First
Bedroom: 14 X 12 Level - First
Bedroom: 14 X 14 Level - First
Primary Bedroom: 21 X 15 Level - Second
Bedroom: 17 X 11 Level - Second
Bedroom: 11 X 11 Level - Second
Bunk Room: 6 X 6 Level - Second
Laundry: 8 X 6 Level - First

Local Schools

High School: South Walton
Middle School: Emerald Coast
Elementary School: Van R Butler

Listed By / Shown By

Listed By

Agency Name: Real Broker LLC

Shown By

Agency Title: RealtyMark
Agency Phone: 888-260-0040

IDX logo

Estimate Your Payment

Estimated Payment

$ 4,274.48 per month $2,893.01 Principal & Interest $1,002.33 Property Tax $379.14 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
IDX logo

All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/04/2026. The listing information on this page last changed on 03/04/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 03/04/2026 12:00:10 AM EST) or Stellar MLS (last updated Tue 03/03/2026 11:44:00 PM EST) or GSMLS (last updated Tue 03/03/2026 11:53:52 PM EST) or Emerald Coast MLS (last updated Tue 03/03/2026 11:55:21 PM EST) or Central Panhandle Association of Realtors (last updated Tue 03/03/2026 11:57:16 PM EST) or Beaches MLS (last updated Tue 03/03/2026 11:55:48 PM EST) or Naples MLS (last updated Tue 03/03/2026 11:40:52 PM EST) or Bright MLS (last updated Tue 03/03/2026 11:50:12 PM EST) or OneKey MLS (last updated Tue 03/03/2026 11:53:04 PM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
Privacy Policy / DMCA Notice / ADA Accessibility

Login to My Homefinder

Pixel