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104 Lake Merial Trail, Panama City, FL 32409

$529,900
  • 104 Lake Merial Trail, Panama City, FL 32409 Main Photo

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Active
BEDS4 BATHS2 full SQUARE FEET2,518 MLS#778699
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONLake Merial Phase One

Property Description

2. 8% VA Assumable Loan!!! Private pool home on over half an acre in the gated Lake Merial community, conveniently located just north of Lynn Haven and approximately 30 minutes from Panama City Beach. Built in 2021, this spacious 4-bedroom, 2-bath home offers over 2,500 square feet of well-designed living space with a flexible layout ideal for both everyday living and entertaining. Situated on a generous 0. 58-acre homesite, the property offers privacy and room to spread out while still being part of one of the area's most desirable gated communities. The thoughtful floor plan includes a formal dining room and a dedicated office or flex space off the entry, perfect for working from home, a playroom, or additional living space. The kitchen features stainless steel appliances, white cabinetry, a custom glass backsplash, and an open layout that flows seamlessly into the spacious living area highlighted by a shiplap accent wall. The design creates a comfortable gathering space ideal for family and entertaining. The primary suite provides a relaxing retreat with double vanities, two walk-in closets, a garden tub, and a separate shower. Three additional bedrooms offer comfortable space for family members or guests. Step outside to enjoy one of the home's standout features -- a private gunite pool with stone paver surround, a covered back patio, and a fenced backyard perfect for relaxing or entertaining. The property also includes an oversized driveway with ample parking and a private irrigation well to help maintain the landscaping. Lake Merial is known for its peaceful setting and outdoor lifestyle, featuring a crystal-clear spring-fed lake ideal for kayaking, paddleboarding, canoeing, and fishing. Residents enjoy gated privacy, walking trails, and green space while still being just minutes from Lynn Haven shopping, dining, schools, and convenient access to Panama City and Panama City Beach. This home offers the rare combination of modern construction, space, privacy, and resort-style outdoor living in one of Bay County's most scenic gated communities.

104 Lake Merial Trail | MLS# 778699

This single family home located at 104 Lake Merial Trail, Panama City, FL 32409 is currently listed for sale with an asking price of $529,900. This property was built in 2021 and has 4 bedrooms and 2 full baths with 2518 sq. ft. Lake Merial Trail is located in the Lake Merial Phase One subdivision. Search Lake Merial Phase One real estate on www.realtymarkllc.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Fenced: Yes
Garage: 2
Heating: Central, Electric
Home Style: Contemporary
Lot Size: 0.58 Acres
Roof Type: Shingle
Taxes: $3,765
Year Built: 2021

Feature Descriptions

Appliances: Electric Cooktop, Electric Oven, Electric Range, Ice Maker
Association Amenities: Gated
Community Features: Gated
Days on Site: 217
Exterior: Brick, Wood Frame
Fencing: Fenced, Partial
Flooring: Luxury Vinyl Plank
Lot: Sprinkler System, Paved
Lot Dimensions: 249 x 114 x 227 x 110
Parcel#: 07504-242-000
Parking: Garage, Garage Door Opener, Paved, Gated
Parking Notes: Garage, Garage Door Opener, Paved, Gated
Patio/Porch: Covered, Patio, Porch
Pool: Fenced, Gunite, In Ground, Private
Security: Security Gate, Smoke Detector(s)
Sewer: Public Sewer
Swimming Pool: Yes
Utilities: Cable Connected

Room Sizes

Bedroom: 10.8 X 10.4 Level - First
Bedroom: 14 X 10.1 Level - First
Primary Bathroom: 14 X 12 Level - First
Primary Bedroom: 14 X 17.6 Level - First

Local Schools

High School: Deane Bozeman
Middle School: Deane Bozeman
Elementary School: Deane Bozeman

Listed By / Shown By

Listed By

Agency Name: Beach House Sales and Development

Shown By

Agency Title: RealtyMark
Agency Phone: 888-240-0600

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Estimated Payment

$ 1,647.63 per month $1,179.33 Principal & Interest $313.75 Property Tax $154.55 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/17/2026. The listing information on this page last changed on 04/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 04/17/2026 12:54:33 AM EST) or Stellar MLS (last updated Fri 04/17/2026 12:44:11 AM EST) or GSMLS (last updated Fri 04/17/2026 12:24:10 AM EST) or Emerald Coast MLS (last updated Fri 04/17/2026 12:05:32 AM EST) or Central Panhandle Association of Realtors (last updated Fri 04/17/2026 12:47:19 AM EST) or Beaches MLS (last updated Fri 04/17/2026 12:47:20 AM EST) or Naples MLS (last updated Thu 04/16/2026 11:41:16 PM EST) or Bright MLS (last updated Thu 04/16/2026 7:53:33 PM EST) or OneKey MLS (last updated Fri 04/17/2026 12:49:37 AM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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