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1164 Cove Pointe Drive, Panama City, FL 32401

$2,349,000
  • 1164 Cove Pointe Drive, Panama City, FL 32401 Main Photo

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Active
BEDS4 BATHS4 full SQUARE FEET3,487 MLS#978870
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONCove Pointe

Property Description

MOVE-IN READY | NO LEASE-BACK | WATERFRONT MODEL HOME WITH DESIGNER FURNISHINGS The showpiece model everyone remembers is now available for immediate occupancy?no lease-back required. Previously offered with an 18-month delay, this fully furnished Arthur Rutenberg home is ready for its first full-time owner. Positioned on 154 feet of deep-water bayou frontage, this custom-built residence blends timeless elegance with modern functionality in the waterfront community of Cove Pointe. With over 5,000 square feet under roof, the 4-bedroom plus den plus bonus room layout showcases soaring vaulted ceilings with exposed beams, disappearing glass walls, and curated designer finishes throughout. The heart of the home opens to a resort-style outdoor living space featuring a vanishing-edge pool, spa, lanai, cabana, and a fully equipped outdoor kitchen. Additional highlights include a gourmet kitchen with hidden pantry, smart home features, a 3-car garage, and a private Home Delivery Center for secure, contact-free package drop-off. Located in a tranquil bayou setting with direct access to Shell Island and the Gulf, and situated in a low-dues HOA community, this is a rare opportunity to own a turnkey luxury waterfront property without the wait. All information deemed reliable but not guaranteedif important, buyer to verify.

1164 Cove Pointe Drive | MLS# 978870

This single family home located at 1164 Cove Pointe Drive, Panama City, FL 32401 is currently listed for sale with an asking price of $2,349,000. This property was built in 2023 and has 4 bedrooms and 4 full baths with 3487 sq. ft. Cove Pointe Drive is located in the Cove Pointe subdivision. Search Cove Pointe real estate on www.realtymarkllc.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Garage: 3 car attached
Heating: Natural Gas
Home Style: Contemporary
Lot Size: 0.57 Acres
Stories: 1.0
Taxes: $16,092
Year Built: 2023

Feature Descriptions

Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Heater - Gas, Water Heater - Tnkls
Days on Site: 305
Exterior: Hot Tub, Sprinkler System, Summer Kitchen
Exterior: Siding CmntFbrHrdBrd, Stucco
Financing Terms: Conventional, FHA, VA
Flooring: Floor Hardwood, Floor Tile, Floor WW Carpet New
Hot Tub: Yes
Interior: Ceiling Beamed, Ceiling Vaulted, Kitchen Island
Lot: Aerials/Topo Availbl, Covenants, Irregular, Restrictions
Lot Dimensions: Irregular
Parcel Number: 21267-106-000
Parking: Garage
Patio/Porch: Patio Covered
Pool Features: Pool - In-Ground, Pool Type
Property Condition: Construction Complete
Road Surface: Paved
Rooms Total: 6
Sewer: Public Sewer
Special View Info: Bayou
Sub Type: Detached Single Family
Utilities: Gas - Natural, Public Water, TV Cable, Underground
Waterfront: Bayou, Shore - Natural
Window: Double Pane Windows

Room Sizes

Primary Bedroom: 19 X 14.11 Level - First
Bedroom: 12.4 X 13.4 Level - First
Bedroom: 13.3 X 13.4 Level - First
Bedroom: 14 X 19.7 Level - First
Den: 14 X 12 Level - First
Great Room: 21.1 X 18.8 Level - First

Local Schools

High School: Bay
Middle School: Jinks
Elementary School: Cherry Street

Listed By / Shown By

Listed By

Agency Name: Coldwell Banker Realty

Shown By

Agency Title: RealtyMark
Agency Phone: 888-240-0600

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Estimated Payment

$ 7,253.98 per month $5,227.86 Principal & Interest $1,341.00 Property Tax $685.13 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/17/2026. The listing information on this page last changed on 04/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 04/17/2026 12:54:33 AM EST) or Stellar MLS (last updated Fri 04/17/2026 12:44:11 AM EST) or GSMLS (last updated Fri 04/17/2026 12:24:10 AM EST) or Emerald Coast MLS (last updated Fri 04/17/2026 12:05:32 AM EST) or Central Panhandle Association of Realtors (last updated Fri 04/17/2026 12:47:19 AM EST) or Beaches MLS (last updated Fri 04/17/2026 12:47:20 AM EST) or Naples MLS (last updated Thu 04/16/2026 11:41:16 PM EST) or Bright MLS (last updated Thu 04/16/2026 7:53:33 PM EST) or OneKey MLS (last updated Fri 04/17/2026 12:49:37 AM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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