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137 N St. Francis Drive, Miramar Beach, FL 32550

$1,164,000
  • 137 N St. Francis Drive, Miramar Beach, FL 32550 Main Photo

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Active Price Reduced by $3,000 on February 27th, 2026
BEDS4 BATHS3 full SQUARE FEET2,502 MLS#988211
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONEMERALD WATERS VILLAGE

Property Description

With a strong offer, the seller is open to negotiating a furniture concession, presenting an exceptional opportunity for a turnkey experience. Situated in the low density community of Emerald Waters Village, with a private beach access this well maintained beach house is attractively presented. Fully furnished and benefiting from a recent facelift, this chic beach retreat has been newly painted throughout, creating a light, fresh ambiance. The home has great curb appeal with a small lawn and a paved driveway leading to a single car garage. The covered front porch is tucked behind a green hedge, providing a private place to sit and relax. Double doors lead you directly into the open living room, which has a spacious L-shaped sitting area with tile floors. Picture yourself unwinding on the comfortable sofa, basking in the natural light that filters through the large windows, creating a warm and welcoming atmosphere. The dining area segues into the kitchen with a row of high back stools lined up at the breakfast bar. Wooden cabinetry and dark countertops are complemented by a full range of stainless steel appliances, including a French door refrigerator. A separate laundry provides additional out-of-sight storage and access to the backyard. The shady paver patio is the perfect spot to end the day with a family barbecue. There's space for dining together at the outdoor table and chairs. Four bedrooms and three full baths provide ample space for families and guests to spread out and enjoy the luxury of their own private space. The master bedroom is vast, with its own private balcony. Glass windows and French doors flood the space with natural light. The master bath is equally spacious with a single vanity, deep soaker tub and an oversized walk-in shower. Two additional king-size bedrooms are well proportioned and tastefully furnished. The fourth bedroom has ample space to accommodate a double and twin beds, making it ideal for families. Updates to the home include two newly replaced HVACs and a water heater. This gated community has two neighborhood pools and is within easy walking distance to private beach access and local amenities including Publix and Starbucks. Convenient for spending time on the sugar white sands of Miramar Beach, this beach retreat is well located as a vacation home/rental. Previously rented out as a vacation rental, it grossed $62,000 in revenue last year with plenty of opportunity to increase earnings. It may also appeal as a full-time residence for families, being near by schools and local amenities. Nearby attractions include Destin Commons, live entertainment and local restaurants such as the popular Whale's Tail Beach Bar and Grill. Within easy reach of Topsail Hill Preserve State Park and Destin HarborWalk, this beach house encapsulates Miramar Beach living at its very best.

137 N St. Francis Drive | MLS# 988211

This single family home located at 137 N St. Francis Drive, Miramar Beach, FL 32550 is currently listed for sale with an asking price of $1,164,000. This property was built in 2005 and has 4 bedrooms and 3 full baths with 2502 sq. ft. N St. Francis Drive is located in the EMERALD WATERS VILLAGE subdivision. Search EMERALD WATERS VILLAGE real estate on www.realtymarkllc.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Fenced: Yes
Garage: 1 car attached
Heating: Central
Home Style: Beach House
Lot Size: 0.07 Acres
Stories: 2.0
Year Built: 2005

Feature Descriptions

Appliances: Auto Garage Door Opn, Dishwasher, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Association Fee Includes: Accounting, Master Association, Recreational Faclty
Community Features: Short Term Rental - Allowed, Deed Access, Gated Community, Pool
Days on Site: 131
Exterior: Frame, Siding CmntFbrHrdBrd
Exterior: Balcony, BBQ Pit/Grill, Fenced Back Yard, Shower
Financing Terms: Conventional, FHA, VA
Flooring: Floor Hardwood
Foundation: Slab
HOA: Yes
HOA Fee: 530/Quarterly
Interior: Ceiling Crwn Molding, Lighting Recessed, Newly Painted, Owners Closet, Pantry, Washer/Dryer Hookup
Lot Dimensions: 45x69
Parcel Number: 29-2S-21-42970-000-0240
Patio/Porch: Deck Covered, Patio Open, Porch
Pool Features: Pool Type
Property Condition: Construction Complete
Road Frontage: Private Road
Road Surface: Paved
Rooms Total: 12
Sewer: Public Sewer
Sub Type: Detached Single Family
Utilities: Electric, Public Water, TV Cable
Window: Window Treatment All

Room Sizes

Living Room: 30 X 16 Level - First
Kitchen: 13 X 10 Level - First
Dining Area: 12 X 8 Level - First
Full Bathroom: 11 X 5 Level - First
Bedroom: 14 X 12 Level - First
Laundry: 9 X 6 Level - First
Garage: 20 X 12 Level - First
Primary Bedroom: 16 X 16 Level - Second
Primary Bathroom: 14 X 12 Level - Second
Bedroom: 14 X 12 Level - Second
Bedroom: 14 X 12 Level - Second
Full Bathroom: 15 X 11 Level - Second

Local Schools

High School: South Walton
Middle School: Emerald Coast
Elementary School: Van R Butler

Listed By / Shown By

Listed By

Agency Name: Scenic Sotheby's International Realty

Shown By

Agency Title: RealtyMark
Agency Phone: 888-260-0040

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Estimated Payment

$ 2,930.06 per month $2,590.56 Principal & Interest $0.00 Property Tax (data not provided by mls) $339.50 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/04/2026. The listing information on this page last changed on 03/04/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 03/04/2026 12:00:10 AM EST) or Stellar MLS (last updated Tue 03/03/2026 11:44:00 PM EST) or GSMLS (last updated Tue 03/03/2026 11:53:52 PM EST) or Emerald Coast MLS (last updated Tue 03/03/2026 11:55:21 PM EST) or Central Panhandle Association of Realtors (last updated Tue 03/03/2026 11:57:16 PM EST) or Beaches MLS (last updated Tue 03/03/2026 11:55:48 PM EST) or Naples MLS (last updated Tue 03/03/2026 11:40:52 PM EST) or Bright MLS (last updated Tue 03/03/2026 11:50:12 PM EST) or OneKey MLS (last updated Tue 03/03/2026 11:53:04 PM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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