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232 Middleburg Drive, Panama City Beach, FL 32413

$525,000
  • 232 Middleburg Drive, Panama City Beach, FL 32413 Main Photo

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New to the Market Active
BEDS3 BATHS2 full SQUARE FEET1,990 MLS#1001145
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONPalmetto Trace

Property Description

Palmetto Trace w/ community pool! Located in the highly sought-after Palmetto Trace community, this 3-bedroom, 2-bath home puts you right in the center of Panama City Beach--just minutes from Pier Park, Frank Brown Park, and the beach. Inside, you'll find a functional split floor plan with an open living space, vaulted ceilings, and plenty of natural light. The kitchen flows easily into the main living and dining areas, making it practical for everyday living and easy to entertain when needed. Fresh interior paint gives the home a clean, updated feel. The primary suite is set apart from the secondary bedrooms and offers good space, a walk-in closet, and a private bath with double vanities. On the opposite side of the home, two additional bedrooms and a full bath provide flexibility for guests, family, or a home office. Out back, enjoy a screened-in patio that gives you that indoor-outdoor living buyers want, along with a fenced yard that's easy to maintain. With a roof replaced in 2023 and access to two community pools, this home checks the boxes for both comfort and peace of mind. Palmetto Trace is golf cart-friendly, with sidewalks throughout, making it easy to get around and enjoy everything nearby. You're just minutes from Pier Park, with quick access to shopping, dining, nightlife, and entertainment, including local favorites, beach access, and Topgolf. If you're looking for location, convenience, and a solid home in a strong price range, this one is worth a look. Schedule your showing today.

232 Middleburg Drive | MLS# 1001145

This single family home located at 232 Middleburg Drive, Panama City Beach, FL 32413 is currently listed for sale with an asking price of $525,000. This property was built in 2006 and has 3 bedrooms and 2 full baths with 1990 sq. ft. Middleburg Drive is located in the Palmetto Trace subdivision. Search Palmetto Trace real estate on www.realtymarkllc.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Fenced: Yes
Home Style: Contemporary
Lot Size: 65 x 130
Stories: 1.0
Taxes: $4,852
Year Built: 2006

Feature Descriptions

Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Stove/Oven Electric
Association Fee Includes: Ground Keeping, Management, Trash
Days on Site: 2
Exterior: Stucco
Exterior: Fenced Back Yard
Financing Terms: Conventional, FHA, VA
HOA: Yes
Lot: Covenants, Restrictions, Sidewalk, Within 1/2 Mile to Water
Lot Dimensions: 65 x 130
Parcel Number: 32738-980-233
Patio/Porch: Patio Enclosed, Porch Screened
Pool Features: Pool Type
Property Condition: Construction Complete
Road Surface: Paved
Rooms Total: 6
Sewer: Public Sewer
Sub Type: Detached Single Family
Utilities: Electric, Public Water, Underground

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: Hutchinson Beach

Listed By / Shown By

Listed By

Agency Name: EXP Realty LLC

Shown By

Agency Title: RealtyMark
Agency Phone: 888-240-0600

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Estimated Payment

$ 1,725.88 per month $1,168.42 Principal & Interest $404.33 Property Tax $153.13 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/23/2026. The listing information on this page last changed on 04/23/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 04/23/2026 12:15:07 AM EST) or Stellar MLS (last updated Wed 04/22/2026 11:59:11 PM EST) or GSMLS (last updated Wed 04/22/2026 11:54:09 PM EST) or Emerald Coast MLS (last updated Thu 04/23/2026 12:05:24 AM EST) or Central Panhandle Association of Realtors (last updated Thu 04/23/2026 12:07:21 AM EST) or Beaches MLS (last updated Thu 04/23/2026 12:08:05 AM EST) or Naples MLS (last updated Wed 04/22/2026 11:40:20 PM EST) or Bright MLS (last updated Thu 04/23/2026 12:06:03 AM EST) or OneKey MLS (last updated Thu 04/23/2026 12:07:17 AM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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