BEDS2
BATHS2 full
SQUARE FEET970
MLS#996993
STATUSActive
PROPERTY TYPEResidential - Condominium
SUBDIVISIONTHE PALMS OF DESTIN
Property Description
Searching for a 2-bed condo in Destin FL approved for short-term rental with Gulf views and resort amenities? Residence 2804 at The Palms of Destin offers a fully renovated 8th-floor unit with sunset views over the City of Destin and partial Gulf views. Updated in 2025 and offered at $329,000, this turnkey property also features potential VA-assumable financing at 3.5% for qualified buyers, creating a rare opportunity for investors or second-home owners near Destin beaches. Unit 2804 at The Palms of Destin Resort and Conference Center offers sunset views, modern updates, and strong investment potential in one of Destin's most amenity-rich communities.Located on the 8th floor at 4207 Indian Bayou Trail, this west-facing 2-bedroom, 2-bath condominium features 970 square feet of thoughtfully designed living space with sweeping views across the City of Destin and partial Gulf views in the distance.The interior was fully renovated in 2025 with new flooring, fresh interior paint, updated bedroom furnishings, curated artwork, refreshed kitchenware, balcony furniture, and three smart televisions. The efficient layout supports both vacation stays and short-term rental use while remaining easy to maintain.From the private balcony, owners and guests can enjoy colorful sunset skies over the Destin skyline and a relaxed coastal atmosphere after a day at the beach.Residents and guests enjoy resort-style amenities including a lagoon-style zero-entry pool, expansive sunbathing areas, on-site dining at the Blue Lagoon restaurant, a fitness center, tennis courts, landscaped recreation areas, and a seasonal shuttle service to nearby beaches, restaurants, shopping, and entertainment.Beach access is located directly across the street at June White Decker Public Beach Access on Restaurant Row. Many prefer Henderson Beach State Park, which is also nearby and offers miles of protected shoreline and scenic coastal dunes.Quarterly HOA dues of $3,598.18 include electricity, water, sewer, cable television, internet service, building insurance, security, groundkeeping, management, and recreational facilities. The one-time new buyer fee is $1,199.40 and 2025 property taxes were $2,850.95.
Property Features
Property Type: Residential - Condominium
Cooling: Ceiling Fans, Central Air
Heating: Central
Home Style: N/A
Stories: 12.0
Taxes: $2,969
Year Built: 2007
Feature Descriptions
Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Warranty Provided, Washer, Water Heater - Elect
Association Fee Includes: Accounting, Electricity, Ground Keeping, Insurance, Internet Service, Management, Master Association, Recreational Faclty, Security, Sewer, Water, Cable TV, Trash
Community Features: Short Term Rental - Allowed, Pickle Ball, BBQ Pit/Grill, Community Room, Dumpster, Elevators, Exercise Room, Game Room, Handicap Provisions, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Tennis, TV Cable
Days on Site: 27
Exterior: Concrete, Block
Exterior: Balcony
Financing Terms: Conventional, VA
Flooring: Floor Laminate, Floor Tile
HOA: Yes
Interior: Breakfast Bar, Newly Painted, Washer/Dryer Hookup
Parcel Number: 00-2S-22-2310-0000-2804
Pool Features: Pool Type
Property Condition: Renovated, Construction Complete
Rooms Total: 5
Sewer: Public Sewer
Special View Info: Gulf
Sub Type: Condominium
Utilities: Electric, Public Water, TV Cable, Underground
Window: Window Treatment All, Double Pane Windows, Tinted Windows
Room Sizes
Living Room: 23 X 14 Level - First
Kitchen: 10 X 9 Level - First
Primary Bedroom: 13 X 12 Level - First
Bunk Room: 8 X 7 Level - First
Primary Bathroom: 8 X 6 Level - First
Local Schools
High School: Destin
Middle School: Destin
Elementary School: Destin
Listed By / Shown By
Listed By
Agency Name: Coldwell Banker Realty
Shown By
Agency Title: RealtyMark
Agency Phone: 888-240-0600
Estimate Your Payment
Estimated Payment
$ 1,040.09 per month $700.83 Principal & Interest $247.42 Property Tax $91.85 Homeowner's InsuranceChange Payment Information
4207 Indian Bayou Trail, Unit 2804 | MLS# 996993
This condo located at 4207 Indian Bayou Trail, Unit 2804, Destin, FL 32541 is currently listed for sale with an asking price of $314,900. This property was built in 2007 and has 2 bedrooms and 2 full baths with 970 sq. ft. Indian Bayou Trail, Unit 2804 is located in the THE PALMS OF DESTIN subdivision. Search THE PALMS OF DESTIN real estate on www.realtymarkllc.com today.