87 Vista Bluffs, Destin, FL 32541

$1,799,900
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Active
BEDS4 BATHS4 full SQUARE FEET3,593 MLS#995743
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONDESTINY S-D

Property Description

Set within the gated enclave of Destiny West, this exceptional three-story lakefront residence offers a rare blend of refined coastal elegance, thoughtful design, and captivating water views. Ideally suited as a primary residence, second home oasis, or tranquil vacation rental, the property delivers an elevated lifestyle just moments from the sugar-white beaches of Destin.Upon entry, floor-to-ceiling windows immediately frame serene lake views and flood the open-concept living, dining, and kitchen spaces with natural light. Rich hardwood flooring, custom millwork, and chandeliers establish a sophisticated yet inviting atmosphere throughout. The gourmet kitchen is beautifully appointed with granite countertops, custom cabinetry with ample storage, premium appliances including a gas stove top & wine fridge, and a butler's pantry perfect for both everyday living and entertaining. The adjacent living area, anchored by a gas fireplace and enhanced with motorized window treatments, opens seamlessly to the outdoor living spaces for airy evenings. A first-floor bedroom with ensuite bath and walk-in shower offers flexibility for guests or multigenerational living. The second-floor features the primary suite, a private retreat, featuring a spacious wrap-around balcony overlooking the lake, a fire pit for evening relaxation, a spa-inspired bathroom, and a generously sized walk-in closet with custom built-ins. The second guest suite with ensuite bath, walk-in closet, and private balcony is also located on the second-floor. The third level provides a versatile escape with a king bedroom, ensuite bath, and kitchenette ideal as a guest suite, home office, or recreational space. Outdoors, the lakefront terrace is a true showpiece, complete with a fire pit, grill, Green Egg smoker, and panoramic water views an ideal setting for sunset gatherings or hosting. Inquire for private pool plans and renderings, offering the opportunity to further enhance both lifestyle and rental performance. The home also features new, durable Polywood outdoor furnishings, a home generator system for added peace of mind, and a garage outfitted with built-ins plus an additional storage room.Destiny West residents enjoy lushly landscaped grounds, a large seasonally heated pool, hot tub, fitness center, tennis court, and an impressive clubhouse. Quarterly landscaping services are included, allowing for effortless ownership. The home is conveniently located near James Lee Park, the Crab Trap, and pedestrian- and golf-cart-friendly Scenic Highway 98, placing beaches, dining, shopping, and grocery stores just minutes away.This established vacation rental currently generates nearly $90K(2025) annually as-is with $35K already on the books for 2026, and the potential to increase income to an estimated $115K-$138K annually with the addition of a private pool. Meticulously maintained and ideally positioned, this lakefront offering represents a rare opportunity to own a premier property in one of Destin's most sought-after gated communities.

87 Vista Bluffs | MLS# 995743

This single family home located at 87 Vista Bluffs, Destin, FL 32541 is currently listed for sale with an asking price of $1,799,900. This property was built in 1997 and has 4 bedrooms and 4 full baths with 3593 sq. ft. Vista Bluffs is located in the DESTINY S-D subdivision. Search DESTINY S-D real estate on www.realtymarkllc.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Garage: 1 car attached
Heating: Central
Home Style: Beach House
Lot Size: 0.19 Acres
Stories: 3.0
Taxes: $15,096
Year Built: 1997

Feature Descriptions

Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Ice Machine, Range Hood, Smoke Detector, Stove/Oven Gas, Water Heater - Elect
Association Fee Includes: Accounting, Ground Keeping, Recreational Faclty
Community Features: Short Term Rental - Allowed, Community Room, Gated Community, Pavillion/Gazebo, Pets Allowed, Pool, Tennis, Waterfront
Days on Site: 13
Exterior: Balcony, BBQ Pit/Grill, Shower, Summer Kitchen
Exterior: Stucco
Financing Terms: Conventional
Flooring: Floor Hardwood, Floor WW Carpet
Foundation: Slab
HOA: Yes
HOA Fee: 3575/Annually
Interior: Breakfast Bar, Ceiling Crwn Molding, Fireplace, Split Bedroom
Lot: Dead End, Interior, Restrictions, Survey Available, Within 1/2 Mile to Water, See Remarks
Lot Dimensions: 64 x 139 x 62 x 135
Parcel Number: 00-2S-22-0400-0000-0390
Parking: Garage, Golf Cart Enclosed, Guest
Patio/Porch: Deck Open, Patio Covered, Porch
Pool Features: Pool Type
Property Condition: Renovated, Construction Complete
Road Frontage: Private Road
Road Surface: Paved
Rooms Total: 11
Sewer: Public Sewer
Special View Info: Lake, Gulf
Sub Type: Detached Single Family
Utilities: Electric, Gas - Natural, Public Water, Underground
Waterfront: Lake
Window: Window Treatment All

Room Sizes

Dining Room: 12 X 11 Level - First
Kitchen: 11 X 10 Level - First
Bedroom: 14 X 12 Level - First
Full Bathroom: 7 X 6 Level - First
Great Room: 16 X 13 Level - First
Primary Bedroom: 20 X 19 Level - Second
Primary Bathroom: 15 X 8 Level - Second
Bedroom: 24 X 17 Level - First
Full Bathroom: 9 X 6 Level - First
Bonus Room: 27 X 16.5 Level - Third
Full Bathroom: 13 X 6 Level - Third

Local Schools

High School: Fort Walton Beach
Middle School: Destin
Elementary School: Destin

Listed By / Shown By

Listed By

Agency Name: Scenic Sotheby's International Realty

Shown By

Agency Title: RealtyMark
Agency Phone: 888-260-0040

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Estimated Payment

$ 5,788.77 per month $4,005.80 Principal & Interest $1,258.00 Property Tax $524.97 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/04/2026. The listing information on this page last changed on 03/04/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 03/04/2026 12:00:10 AM EST) or Stellar MLS (last updated Tue 03/03/2026 11:44:00 PM EST) or GSMLS (last updated Tue 03/03/2026 11:53:52 PM EST) or Emerald Coast MLS (last updated Tue 03/03/2026 11:55:21 PM EST) or Central Panhandle Association of Realtors (last updated Tue 03/03/2026 11:57:16 PM EST) or Beaches MLS (last updated Tue 03/03/2026 11:55:48 PM EST) or Naples MLS (last updated Tue 03/03/2026 11:40:52 PM EST) or Bright MLS (last updated Tue 03/03/2026 11:50:12 PM EST) or OneKey MLS (last updated Tue 03/03/2026 11:53:04 PM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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