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891 Choctawhatchee River Road, Ponce de Leon, FL 32455

$409,400
  • 891 Choctawhatchee River Road, Ponce de Leon, FL 32455 Main Photo

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Active
BEDS2 BATHS2 full SQUARE FEET2,052 MLS#995860
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONCHOCTAWHATCHEE RIVER ESTATES

Property Description

PRICED 15K BELOW 9/2025 APPRAISED VALUE. AFFORDABLE WATERFRONT w/SEPARATE APARTMENT, Just 35 miles to BWB & < 30 miles to 30A! NEW ROOF, HVAC, HWH, WELL & PUMP, & SEPTIC LIFT STATION provide affordable insurance & peace of mind. Tired of traffic & tourist traps? Dreaming of a peaceful retreat to escape to, without giving up the beach & civilization? Ideal as a primary Home, multi-occupancy 2nd home, or investment property, this Cedar Sided, 2 Story RIVER CAMP on .21 acre serene landscape is Calling Your Name! Spend your days gazing out at the expansive Choctawhatchee River, taking a boat or jet ski out for a ride, or fishing right from your deck. A soaring ceiling, original hardwood floors & giant open-concept living area accent the 2nd-Floor Primary Residence (1,440 SF). The huge living space w/cozy wood-burning fireplace & custom built-in bookcases flows seamlessly into the updated kitchen with multiple dining areas, ideal for both entertaining and daily life. The spacious Kitchen Island Bar, topped with lovely granite, is the perfect spot to watch the chef in action or gather with friends. The kitchen includes ample storage in white wood cabinets, SS appliances, side-by-side refrigerator, deep double-bowl sink & dishwasher. Tucked off the kitchen is the Master Bedroom with an En Suite remodeled Bathroom w/ new vanity, toilet & tiled walk-in shower. A laundry area with washer and dryer hook-up is also included.From the back of the home, enjoy sweeping river views, a picture-perfect backdrop for everyday living. This truly special home embraces the outdoors with multiple outdoor living areas designed for relaxation. Turn the 2nd floor screened porch into a secondary living area or additional bedroom, or step onto the expansive covered deck to unwind and take in the awesome views.On the ground level, relax on the covered porch swing or step out to the massive deck extending the majority of the 71 feet of river frontage. Fish, relax, or even add a dock for your personal watercraft, the choice is yours.The Ground Level also features a separate 1-bedroom, 1-bathroom apartment with a walk-in closet, space for a kitchenette, & a screen-covered porch. An additional Separate Bonus Room could be used as an Office, Bunk Room, Hobby Space, or overflow Storage.An extended-length 1-car garage provides plenty of room for a vehicle, & possibly even an ATV or side-by-side. The property has its own private well with a filtration system located in the outbuilding and is on septic. Don't be fooled by this serene location, this Home Offers Close proximity to Freeport, Niceville, Beaches, Grand BLVD & 30A! Plan a visit right down the road to Tree House Farms, a local Organic Farm, offering fresh produce & a stunning backdrop for weddings & private events. Plan a Picnic or Launch a Watercraft for the day cruising the Choctawhatchee River, at Cowford Landing Park & Boat Launch. Explore the possibility of turning the home into an AirBnB or rental property for others looking to escape! Learn about the uniqueness of our ecosystem at E.O. Wilson Biophilia Center. Make a playdate with a four-legged friend at Alaqua Animal Refuge. Spend the day at the Beach or Explore one of the State Parks!Seclusion with Close Proximity to it ALL!Tree House Farms - Local Organic Farm & Wedding / Private Event Space located 1.9 milesCowford Landing Public Park & Boat Launch - 4.8 miles (245 Big Cedar Rd) Offers Boat Launch, Screen Covered Deck, Public Restrooms, & Picnic Tables

891 Choctawhatchee River Road | MLS# 995860

This single family home located at 891 Choctawhatchee River Road, Ponce de Leon, FL 32455 is currently listed for sale with an asking price of $409,400. This property was built in 1997 and has 2 bedrooms and 2 full baths with 2052 sq. ft. Choctawhatchee River Road is located in the CHOCTAWHATCHEE RIVER ESTATES subdivision. Search CHOCTAWHATCHEE RIVER ESTATES real estate on www.realtymarkllc.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Garage: 1 car attached
Heating: Central
Home Style: Cabin
Lot Size: 0.21 Acres
Stories: 2.0
Taxes: $1,835
Year Built: 1997

Feature Descriptions

Appliances: Dishwasher, Disposal, Range Hood, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Community Features: Fishing, Waterfront
Days on Site: 12
Exterior: Balcony, Yard Building
Exterior: Frame, Siding Wood, Trim Wood
Financing Terms: Conventional, FHA, RHS, VA
Flooring: Floor Hardwood, Floor Tile
Foundation: Slab
Interior: Breakfast Bar, Built-In Bookcases, Ceiling Cathedral, Fireplace, Guest Quarters, Kitchen Island, Lighting Recessed, Pantry, Washer/Dryer Hookup, Woodwork Stained
Lot: Bulkhead/Seawall, Flood Insurance Req, Interior, Level
Lot Dimensions: 72 x 107 x 71 x 110
Parcel Number: 02-1S-17-07050-00B-0100
Parking: Oversized
Patio/Porch: Deck Covered, Deck Enclosed, Porch, Porch Screened
Property Condition: Construction Complete
Road Surface: Paved
Rooms Total: 15
Sewer: Septic Tank
Special View Info: River
Sub Type: Detached Single Family
Utilities: Electric
Water: Well
Waterfront: River
Window: Window Treatment All

Room Sizes

Living Room: 23.83 X 27.42 Level - Second
Kitchen: 11 X 23.17 Level - Second
Dining Area: 8 X 23.17 Level - Second
Primary Bedroom: 11.75 X 14.75 Level - Second
Primary Bathroom: 11.67 X 7.83 Level - Second
Laundry: 6.33 X 2.33 Level - Second
Screened Porch: 11.25 X 18 Level - Second
Balcony: 7.58 X 23.83 Level - Second
Garage: 31 X 11.17 Level - First
Separate Apartment: 14.83 X 11.42 Level - First
Bedroom: 10.17 X 11.5 Level - First
Full Bathroom: 5.08 X 7.17 Level - First
Screened Porch: 7.5 X 11.58 Level - First
Bonus Room: 10.92 X 17.75 Level - First
Covered Porch: 23.42 X 18 Level - First

Local Schools

High School: Freeport
Middle School: Freeport
Elementary School: Freeport

Listed By / Shown By

Listed By

Agency Name: RE/MAX Coastal Properties

Shown By

Agency Title: RealtyMark
Agency Phone: 888-260-0040

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Estimated Payment

$ 1,183.47 per month $911.15 Principal & Interest $152.92 Property Tax $119.41 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/04/2026. The listing information on this page last changed on 03/04/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 03/04/2026 12:00:10 AM EST) or Stellar MLS (last updated Tue 03/03/2026 11:44:00 PM EST) or GSMLS (last updated Tue 03/03/2026 11:53:52 PM EST) or Emerald Coast MLS (last updated Tue 03/03/2026 11:55:21 PM EST) or Central Panhandle Association of Realtors (last updated Tue 03/03/2026 11:57:16 PM EST) or Beaches MLS (last updated Tue 03/03/2026 11:55:48 PM EST) or Naples MLS (last updated Tue 03/03/2026 11:40:52 PM EST) or Bright MLS (last updated Tue 03/03/2026 11:50:12 PM EST) or OneKey MLS (last updated Tue 03/03/2026 11:53:04 PM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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