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917 Camp Fire Circle, Panama City Beach, FL 32413

$950,000
  • 917 Camp Fire Circle, Panama City Beach, FL 32413 Main Photo

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Active Price Reduced by $25,000 on April 13th, 2026
BEDS3 BATHS2 full 1 partial SQUARE FEET2,469 MLS#999374
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONBreakwater at Ward Creek

Property Description

Welcome to a home that was never meant to be sold.Built in August 2025 as a true forever home, every detail of this custom Toll Brothers Caswell design from the Vista Collection was thoughtfully selected with intention, quality, and comfort in mind. Life simply had other plans--offering a rare opportunity to own a nearly new, highly upgraded home without the wait.Tucked away on a premium cul-de-sac lot, with the majority of construction on the street already complete, this home offers a sense of peace, privacy, and permanence that's hard to find in newer communities. Backing to a natural wooded area with serene lake views beyond, you'll enjoy no rear neighbors and a setting that feels both private and connected to nature.Step outside and you'll immediately understand the lifestyle this home was designed for. The backyard has already been transformed into a private retreat, featuring an 11' x 24' saltwater, heated pool with a steel-reinforced shotcrete shell, pebble sheen finish, tanning shelf, and bench seating. The attached spa with waterfall and five jets creates the perfect place to unwind, all enclosed within a spacious screened enclosure--so you can enjoy it year-round without the hassle, expense, or wait of building it yourself. The home is also pre-plumbed for gas on the lanai, offering the option to easily add a future outdoor kitchen.Inside, the attention to detail is evident in every space. A bright, open layout is enhanced by a multi-slide stacked glass door that seamlessly connects indoor and outdoor living, while tray ceilings in the foyer, great room, and primary suite add architectural interest and dimension. The office is enclosed with glass doors, creating a functional yet stylish work-from-home space.The kitchen was designed to be both beautiful and highly functional, featuring an oversized double-sided island with abundant storage, quartz countertops, custom cabinetry, a ceramic tile backsplash, and a suite of stainless KitchenAid appliances including a 36'' gas cooktop with hood, built-in microwave, and oven, complemented by a Samsung Bespoke refrigerator.The primary suite offers a true retreat with a spa-like bathroom featuring a frameless glass shower with ceiling-mounted rain head, upgraded Kohler fixtures, elevated vanities, and designer tile selections carried throughout all bathrooms. Hard surface flooring runs throughout the home, with porcelain tile in all baths and thoughtfully selected finishes that elevate each space.Additional upgrades include hurricane-rated front and rear windows and doors, solid 2x6 construction, LED recessed lighting with dimmers, smart home technology, a security system, upgraded interior hardware, comfort-height toilets, and a spacious three-car garage with durable, non-slip polyurea/polyaspartic flooring. The paver driveway and updated landscaping with palm trees complete the home's polished coastal curb appeal.Located in a thoughtfully designed community where each home is individually built--never mass-produced--you'll also enjoy resort-style amenities including a pool with lap lanes, fitness center, luxury clubhouse, pickleball and tennis courts, and a playground. All of this just 4 short miles from the beach, shopping, dining, entertainment, and 10 miles to the Northwest Florida Beaches International Airport.If you've been searching for a home that offers the quality of new construction, the upgrades of a custom build, and the ease of being completely move-in ready--this is an

917 Camp Fire Circle | MLS# 999374

This single family home located at 917 Camp Fire Circle, Panama City Beach, FL 32413 is currently listed for sale with an asking price of $950,000. This property was built in 2025 and has 3 bedrooms and 2 full and 1 partial baths with 2469 sq. ft. Camp Fire Circle is located in the Breakwater at Ward Creek subdivision. Search Breakwater At Ward Creek real estate on www.realtymarkllc.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Garage: 3 car attached
Heating: Central
Home Style: Contemporary
Lot Size: 0.17 Acres
Stories: 1.0
Taxes: $1,354
Year Built: 2025

Feature Descriptions

Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator W/IceMk, Security System, Water Heater - Gas, Water Heater - Tnkls
Association Fee Includes: Accounting, Ground Keeping, Insurance, Legal, Management, Recreational Faclty
Community Features: Short Term Rental - Not Allowed, Pickle Ball, Community Room, Exercise Room, Gated Community, Picnic Area, Playground, Pool, Tennis
Days on Site: 16
Exterior: Brick, Siding CmntFbrHrdBrd
Exterior: Hot Tub, Pool - Enclosed, Pool - Gunite Concrt, Sprinkler System
Financing Terms: Conventional, FHA, VA, Other
Flooring: Floor Tile, Floor Vinyl
Foundation: Slab
HOA: Yes
Hot Tub: Yes
Interior: Ceiling Raised, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup
Lot: Dead End, Interior, Level, Sidewalk, Survey Available
Lot Dimensions: 60 x 120
Parcel Number: 32717-250-150
Patio/Porch: Patio Enclosed
Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
Property Condition: Construction Complete
Road Frontage: State Road
Road Surface: Paved
Rooms Total: 10
Security: yes
Sewer: Public Sewer
Special View Info: Pond
Sub Type: Detached Single Family
Utilities: Electric, Gas - Natural, Public Water, Underground
Window: Window Treatment All, Storm Windows

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: West Bay

Listed By / Shown By

Listed By

Agency Name: Keller Williams Success Realty

Shown By

Agency Title: RealtyMark
Agency Phone: 888-240-0600

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Estimated Payment

$ 2,504.20 per month $2,114.29 Principal & Interest $112.83 Property Tax $277.08 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/17/2026. The listing information on this page last changed on 04/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 04/17/2026 12:54:33 AM EST) or Stellar MLS (last updated Fri 04/17/2026 12:44:11 AM EST) or GSMLS (last updated Fri 04/17/2026 12:24:10 AM EST) or Emerald Coast MLS (last updated Fri 04/17/2026 12:05:32 AM EST) or Central Panhandle Association of Realtors (last updated Fri 04/17/2026 12:47:19 AM EST) or Beaches MLS (last updated Fri 04/17/2026 12:47:20 AM EST) or Naples MLS (last updated Thu 04/16/2026 11:41:16 PM EST) or Bright MLS (last updated Thu 04/16/2026 7:53:33 PM EST) or OneKey MLS (last updated Fri 04/17/2026 12:49:37 AM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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