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926 Pitts Avenue, Panama City, FL 32404

$385,000
  • 926 Pitts Avenue, Panama City, FL 32404 Main Photo

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Pending
BEDS3 BATHS3 full 1 partial SQUARE FEET1,369 MLS#1001764
STATUSPending PROPERTY TYPEResidential - Townhouse SUBDIVISIONHORNE MEMORY PLAT

Property Description

UNDER CONTRACT WITH CONTINGENCIES; SELLER ACCEPTING BACKUP OFFERS. One of the best-priced bayfront properties with direct Gulf access in Bay County, this beautifully updated three-story East Bay townhome delivers deep-water access, stunning views, and exceptional versatility--including a fully independent 1 bed / 1 bath ground-floor apartment. Whether you're seeking a primary residence, second home, VRBO/Airbnb investment, or a live-upstairs/rent-downstairs setup, this property checks every box. NO HOA. SHORT TERM RENTAL ARE ALLOWED!Located just 5.5 miles from Tyndall AFB and minutes from Sacred Heart Hospital, this home offers convenience paired with true Old Florida charm. The exposed beam ceilings create a warm, heritage feel, while numerous modern upgrades make the home move-in ready. Recent improvements include a brand-new seawall, new porch decking, new fencing, new windows on the 3rd floor and master suite, new LVP flooring, new cabinets with quartz countertops, new bathroom tile, a newer metal roof, a 5-year-old HVAC, and a 3-year-old water heater.Step inside the main level and enjoy a spacious great room and kitchen that open to a 22' x 10' covered waterfront balcony--perfect for hosting, relaxing, and taking in the breathtaking sunsets over East Bay. The middle level features the master suite with its own private 22' x 10' balcony, offering peaceful sunrise and sunset views. This floor also includes a large guest bedroom capable of accommodating two beds, along with a full guest bath.The ground-floor apartment is a standout feature: a complete 1 bed / 1 bath unit with full kitchen, separate entrance, and its own A/C. It functions as a true lockout unit, ideal for rental income, guests, or multigenerational living. The occupant can enter through the backyard and walk around the side of the home to their vehicle without accessing the main residence.Every floor of this home offers beautiful bay views. Step outside to your private beach with seawall, just steps from your door. Ownership also includes 1/11 interest in the 90+ ft ''Pitts Row'' dock, where you can park your boat, jet skis, or other watercraft--or build your own private dock if desired. With deep water and easy access to East Bay, Shell Island, and the Gulf of Mexico, this is a boater's dream.This rare waterfront opportunity blends charm, upgrades, income potential, and unbeatable access to the Gulf. Schedule your showing today and experience the best of East Bay living.

926 Pitts Avenue | MLS# 1001764

This townhouse located at 926 Pitts Avenue, Panama City, FL 32404 is currently listed for sale with an asking price of $385,000. This property was built in 1983 and has 3 bedrooms and 3 full and 1 partial baths with 1369 sq. ft. Pitts Avenue is located in the HORNE MEMORY PLAT subdivision. Search HORNE MEMORY PLAT real estate on www.realtymarkllc.com today.

Property Features

Property Type: Residential - Townhouse
Cooling: Ceiling Fans, Central Air
Heating: Central
Home Style: Townhome
Lot Size: 0.08 Acres
Stories: 3.0
Taxes: $2,569
Year Built: 1983

Feature Descriptions

Appliances: Dishwasher, Disposal, Dryer, Freezer, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
Community Features: Short Term Rental - Allowed, Waterfront
Days on Site: 33
Exterior: Balcony
Exterior: Frame, Siding Wood, Trim Wood
Financing Terms: Conventional, FHA, VA
Flooring: Floor Hardwood, Floor Laminate, Floor Vinyl, Floor WW Carpet
Interior: Breakfast Bar, Ceiling Beamed, Ceiling Vaulted, Fireplace, Guest Quarters
Lot: Bulkhead/Seawall, Dead End, Flood Insurance Req, See Remarks
Lot Dimensions: 30x120
Parcel Number: 25724-050-000
Patio/Porch: Deck Covered
Property Condition: Construction Complete
Road Frontage: City Street
Road Surface: Paved
Rooms Total: 6
Sewer: Public Sewer
Special View Info: Bay
Sub Type: Attached Single Unit
Utilities: Electric, Public Water
Waterfront: Intracoastal Wtrwy, Bay, Shore - Natural, Shore - Seawall
Window: Window Treatment All

Local Schools

High School: Rutherford
Middle School: Rutherford ( Middle )
Elementary School: Parker

Listed By / Shown By

Listed By

Agency Name: Keller Williams Realty SRB

Shown By

Agency Title: RealtyMark
Agency Phone: 888-260-0400

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Estimated Payment

$ 1,183.22 per month $856.84 Principal & Interest $214.08 Property Tax $112.29 Homeowner's Insurance

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All commissions are negotiable Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/01/2026. The listing information on this page last changed on 06/01/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 06/01/2026 12:00:01 AM EST) or Stellar MLS (last updated Sun 05/31/2026 11:43:57 PM EST) or GSMLS (last updated Sun 05/31/2026 11:55:36 PM EST) or Emerald Coast MLS (last updated Sun 05/31/2026 11:55:18 PM EST) or Central Panhandle Association of Realtors (last updated Sun 05/31/2026 11:57:18 PM EST) or Beaches MLS (last updated Sun 05/31/2026 11:57:34 PM EST) or Naples MLS (last updated Sun 05/31/2026 11:40:24 PM EST) or Bright MLS (last updated Sun 05/31/2026 11:49:15 PM EST) or OneKey MLS (last updated Sun 05/31/2026 11:53:19 PM EST). Real estate listings held by brokerage firms other than RealtyMark may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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